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Buy Now and Pay Later, When and How You Want

Get payment terms of 30-120 days and grow your business with confidence.

Pay orders later - up to 120 days!

Get payment on your terms. Explore 30, 60, 90 or 120 day repayment, and only pay for what you use, with no minimum commitments.

Hedge your FX Risk

Get flexible payment terms on invoices in EUR, USD, GBP, CNY, with a fixed exchange rate to protect you from volatility.

Build Relationships

Not every business can match their creditworthiness the same way that a decade old company can. Access payment support for your business without sharing collateral or personal guarantee.

Get more done faster

We’re 100% digital. Making it super easy for you to apply online, register in minutes, and access payment in days.


Sign up and upload your invoice while choosing your payment terms

MODIFI pays your seller upfront independent of whether the goods are already shipped

You pay us back in 30-120 days

Intuitive Platform

Easily manage your payments, adjust terms, and benefit from additional services to help you with cross-border trade. All in one place.

German nutrition company secures scalable growth and product reach expansion

A €1.5m payment for the win. Headquartered at Munich, the nutrition firm is now able to increase their buying power, and improve their margins.

Pay Later

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